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Finance tool

Zakat Calculator

Add up your zakatable wealth, subtract debts due now, and see whether you owe zakat at 2.5%.

Free foreverNo sign-upPrivate: runs in your browserUpdated November 2026
Zakat due$200.00

Your net wealth is above nisab, so zakat is due.

Total assets$8,500
Debts deducted$500
Net zakatable wealth$8,000
Nisab threshold$650
● calculated in 0.10 msruns in your browserupdated 07:35:31
Visualise

What your wealth is made of

The maths

Formula

This is the exact calculation the tool runs.

Zakat = (Assets − Debts due) × 2.5%
AssetsCash, gold, silver, investments, money owed to you
DebtsBills and debts due now
Nisab612.36 g silver or 87.48 g gold
Practice

Worked examples

Click "Try it" to load an example into the tool.

Savings only

Cash and bank savings: 12000Value of gold: 0Value of silver: 0Shares and investments: 0Money others owe you: 0Debts due now: 0
$300.00

Gold and cash

Cash and bank savings: 3000Value of gold: 8000Value of silver: 0Shares and investments: 0Money others owe you: 0Debts due now: 1000
$250.00

Below nisab

Cash and bank savings: 400Value of gold: 0Value of silver: 0Shares and investments: 0Money others owe you: 0Debts due now: 0
$0.00
Step by step

How to use the Zakat Calculator

Enter your assets

Cash at home and in the bank, gold, silver, shares and money people owe you.

Subtract debts due now

Only debts and bills you must pay now, not your full mortgage.

Check today’s nisab

Multiply 612.36 g by today’s silver price per gram in your currency.

Questions

Frequently asked questions

What is nisab?

The minimum amount of wealth a Muslim must hold for one lunar year before zakat becomes due.

Should I use gold or silver nisab?

Many scholars recommend the silver nisab because it is lower, so more people give. Ask your local scholar if unsure.

Do I pay zakat on my house or car?

No. A home you live in, your car and household items for personal use are not counted.